How commercial insurance technology is actually being rebuilt.
Long-form pieces, the blog, and two working glossaries, written for the people who run distribution and have to make the connections work.
Articles
Twelve long-form pieces on how commercial insurance rating, underwriting and connectivity are being rebuilt.
12 articlesBlog
Practical thinking on MGA operations, wholesale distribution, carrier connectivity, rating and underwriting.
Browse the blogInsurance Glossary
Rating, underwriting and commercial insurance terminology. Loss cost, IRPM, consent to rate, experience mod.
43 termsInsurance Technology Glossary
Integration, rating, API and workflow terminology as it is used in production systems.
116 terms
How modern insurance distribution gets connected.
Practical perspectives on connectivity, rating, underwriting, configuration and workflow.
Carrier Connectivity Is the New Competitive Advantage
Commercial insurance depends on the ability to exchange information quickly and reliably across carriers, MGAs, wholesalers, program administrato...
Read the pieceCommercial Insurance Rating Is Becoming an Independent Platform
Policy administration systems remain essential, but they can no longer control every part of the commercial insurance operation. Modern architect...
Read the pieceWhy APIs Alone Do Not Modernize Insurance
Over the last decade, one phrase has appeared in nearly every insurance technology strategy....
Read the pieceProduct Configuration Is Replacing Custom Development
For decades, launching a new insurance product meant launching a technology project. Business teams designed the product. Underwriters defined el...
Read the pieceInsurance Workflow Automation Beyond RPA
For years, automation in insurance meant one thing. Reduce manual work. Organizations looked for repetitive activities that could be replaced wit...
Read the pieceModern Insurance Architecture for Carriers
For decades, insurance carriers measured technology success by the strength of their policy administration system. Core replacement projects beca...
Read the pieceModern Insurance Architecture for MGAs
In many ways, the modern MGA now operates like a specialized insurance company. Yet many MGAs still rely on technology originally designed for ag...
Read the pieceModern Insurance Architecture for Program Administrators
Program Administrators occupy one of the most unique positions in commercial insurance. They combine many responsibilities traditionally performe...
Read the pieceModern Insurance Architecture for Wholesalers
Wholesale insurance has always been built around relationships. Relationships with retail agents. Relationships with carrier partners. Relationsh...
Read the pieceWhy Every Carrier Needs an Underwriting Workbench
Commercial insurance underwriting has become far more complex than simply reviewing an application and issuing a policy. Underwriters must evalua...
Read the pieceWhy Insurance Technology Is Being Rebuilt
For decades, insurance technology was built around the policy administration system. That model is changing. Modern insurance architecture is now...
Read the pieceFrom the blog
Practical thinking on insurance distribution, carrier connectivity, rating, underwriting workflows and modernization.