Platform

Six things a submission has to reach.

Your agent enters a risk once. Everything below happens because the systems are connected, not because somebody re-keyed it.

Carrier APIsBureau & third-party ratingData & prefillAppetite & eligibilityUnderwriting workflowsAMS & policy systems
An agent submission branching to carrier APIs, bureau and third-party rating, data and prefill, appetite and eligibility, underwriting workflows, and AMS and policy systems
01

Carrier APIs

Quote, bind and issuance against carrier systems, plus the portals and formats that have no API at all.

A carrier with a modern API and a carrier that wants a spreadsheet by email are the same thing to your agent. The difference is absorbed here, not in your operation.
Explore carrier connectivity
Carrier integration platformCarrier API integrationCarrier portal automationCarrier bind APIReal time carrier quotingCommercial lines carrier integrationsPersonal lines carrier integrationsWorkers comp carrier integrations
02

Bureau & third-party rating

ISO, AAIS and NCCI based rating, carrier-native rating and third-party engines, whichever your program uses.

We do not care which rater you run. SelectRate, NetRate, a carrier’s own engine or a spreadsheet you have kept working for a decade: the connection is the product, not the rater.
Explore rating capabilities
Insurance rating APIISO rating softwareNCCI rating softwareThird party rater integrationRating engine integrationMulti-carrier rating softwareInsurance rating bureausExcel rating engine hosting
03

Data & prefill

Property, vehicle, hazard and business data pulled into the submission before it reaches a market.

Prefill decides how much of a submission an agent has to author. Every field that arrives already filled is a field nobody has to correct at bind.
Explore data and prefill
Insurance data source integrationsData prefill integrationAddress validationTransUnion integrationCyber data integrationSubmission clearance engine
04

Appetite & eligibility

Class, state and exposure rules applied up front, so a risk goes to the markets that will actually write it.

A declination that arrives on day four costs more than a market that was never approached. Appetite runs before the submission goes out, not after.
Explore appetite and eligibility
Carrier appetite managementAppetite based quotingEligibility rules engineClass code eligibility engineState based underwriting rulesUnderwriting rules engine
05

Underwriting workflows

Referral, review and sign-off routed to your team only where the transaction needs a person.

Use people where judgment matters and automate the transactions where it does not. That is the whole design principle, and it is the reason the routing rules are yours to set.
Explore underwriting workflows
Underwriting workbenchRefer to companyApproval workflowsUnderwriting subjectivity managementUnderwriting dashboardStraight through processing
06

AMS & policy systems

The result written back to your system of record, so the transaction ends where your business keeps it.

Your AMS does not change. Applied Epic, AMS360, Sagitta, Expert Insured or something you built: the policy lands where you already keep it.
Explore system integrations
AMS rating integrationApplied EpicAMS360SagittaInsurance document automationBind workflow software

Integrated when useful. Independent when needed.

Take all six or take one. Nothing here requires you to replace a system you already run.

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