Modernize Commercial General Liability Rating with SelectRate
Commercial General Liability (CGL) remains one of the most widely written commercial insurance products. Managing ISO General Liability products requires accurate premium calculations, classification management, loss costs, underwriting rules, carrier deviations, effective dates, and ongoing bureau updates. SelectRate provides a modern Commercial General Liability rating platform that enables carriers, Managing General Agents (MGAs), wholesalers, and program administrators to configure, test, deploy, and maintain ISO General Liability products from a centralized cloud platform. Instead of maintaining complex spreadsheets or legacy desktop rating systems, insurance organizations gain a modern product management environment built specifically for commercial insurance.
ISO Commercial General Liability Rating is the process of calculating premiums using ISO classifications, rating rules, exposure information, loss costs, and underwriting guidelines.
Most insurance organizations also apply carrier specific modifications including:
SelectRate combines ISO content and carrier specific configuration within one enterprise platform.
The platform supports organizations writing Commercial General Liability business.
Whether you're managing one General Liability product or hundreds of carrier programs, SelectRate simplifies product administration while improving governance.
Business users can configure General Liability products without modifying application code.
Manage:
Configuration changes move through governed testing and deployment workflows. Learn more about Insurance Product Configuration Platform
Commercial General Liability products depend on accurate classification management.
Configure:
Classification updates can be versioned and scheduled before their effective dates.
Manage ISO General Liability loss costs through a centralized platform.
Supports:
Organizations can prepare future bureau releases without affecting current production products. Learn more about Loss Cost Management
Every insurance organization customizes ISO products to meet business objectives.
Configure:
Carrier specific logic remains separate from bureau content, making future ISO updates easier to implement. Learn more about Carrier Rate Multipliers, Carrier Rating Overrides
The SelectRate Rating Engine calculates Commercial General Liability premiums using configurable business rules.
Calculations include:
Every calculation is transparent through detailed rating worksheets. Learn more about Premium Calculation Engine
Commercial General Liability products require sophisticated underwriting automation.
Configure:
Premium calculations and underwriting decisions are evaluated together. Learn more about Underwriting Rules Engine
Every General Liability quote includes detailed calculation transparency.
Review:
Complete rating trace allows underwriters to understand every calculation. Learn more about Rating Worksheet, Rating Trace
Commercial General Liability products change regularly.
Manage:
Organizations can maintain multiple active product versions simultaneously. Learn more about Effective Date Management
Every Commercial General Liability update should be validated before production deployment.
Test:
Automated testing reduces production risk while improving pricing accuracy. Learn more about Rating Testing Software
Deploy Commercial General Liability product updates using governed release workflows.
Supports:
Every bureau update follows a controlled release process. Learn more about Rating Release Management
Expose Commercial General Liability rating through secure REST APIs.
Integrate with:
One centralized rating engine serves every connected application. Learn more about Insurance Rating API
Insurance organizations modernize General Liability rating to improve operational efficiency and reduce maintenance.
Benefits include:
Whether you're replacing legacy General Liability rating software, implementing new ISO bureau updates, or launching proprietary Commercial General Liability products, SelectRate provides the modern platform needed to configure, govern, test, and deploy with confidence.