Smart Insurance Operations for MGAs, Wholesalers & Carriers Schedule Demo

SelectRate Studio

Build, Configure, Test, and Publish Commercial Insurance Products Faster

SelectRate Studio is the product development environment within the SelectRate platform where insurance organizations build, configure, manage, test, and deploy commercial insurance products. It provides product managers, underwriting teams, rating analysts, business analysts, actuaries, and developers with a centralized workspace for managing the complete product lifecycle. Instead of maintaining spreadsheets, hardcoded rating logic, disconnected documentation, and manual deployment processes, SelectRate Studio provides a structured environment where every product change is version controlled, fully audited, thoroughly tested, and approved before production deployment.

What is SelectRate Studio?

SelectRate Studio is the central configuration environment for the SelectRate Commercial Insurance Rating Platform. It allows insurance organizations to create and maintain commercial insurance products without rebuilding applications or modifying production systems.

Everything required to configure a commercial insurance product is managed from a single workspace including:

A Single Workspace for Product Teams

SelectRate Studio brings together every department involved in commercial insurance product development.

Users include:

Every change follows controlled workflows with complete visibility from initial development through production deployment.

Configure Commercial Insurance Products Without Programming

Business users can configure commercial insurance products using intuitive configuration tools instead of modifying application code.

Configure:

Complex insurance products become significantly easier to maintain while reducing dependency on software development teams.

Product Configuration Modules

Product Manager

Create and organize multiple commercial insurance products across carriers, programs, and states.

Supports:

  • Product Hierarchies
  • Carrier Products
  • Program Products
  • Product Status
  • Product Categories
  • State Availability

Rating Formula Builder

Build reusable rating formulas using configurable variables and business rules.

Supports:

  • Formula Libraries
  • Variables
  • Conditional Logic
  • Mathematical Functions
  • Lookup Tables
  • Shared Components

Underwriting Rule Configuration

Configure underwriting rules that automatically evaluate submissions.

Supports:

  • Eligibility Rules
  • Refer to Company
  • Decline Rules
  • Authority Limits
  • Required Documentation
  • State Specific Rules

Premium Calculation Configuration

Configure premium calculations without modifying software code.

Supports:

  • Base Premium
  • Minimum Premium
  • Maximum Premium
  • Fees
  • Taxes
  • Installment Charges
  • Carrier Multipliers

Effective Date Management

Maintain multiple versions of products with future effective dates.

Supports:

  • Scheduled Releases
  • Historical Products
  • Future Products
  • Effective Date Comparison
  • Renewal Support

Rating Version Control

Track every product modification throughout its lifecycle.

Supports:

  • Draft Versions
  • Published Versions
  • Archived Versions
  • Version Comparison
  • Rollback

Visual Product Configuration

SelectRate Studio simplifies product development by organizing configuration into logical business components. Configure visually instead of editing large spreadsheets or maintaining disconnected documentation.

Configuration areas include:

Enterprise Change Management

Every product modification follows controlled governance.

Change management includes:

This process helps reduce production issues while maintaining complete regulatory traceability.

Request Demo

Integrated Testing

Every product can be tested before release using integrated testing capabilities.

Run:

Learn more about Rating Testing Software.

Release Management

SelectRate Studio packages approved changes into deployment releases.

Supports:

Learn more about Rating Release Management.

API Ready Product Configuration

Every configured product can immediately be exposed through secure APIs.

Applications include:

Learn more about Insurance Rating API.

Commercial Lines Supported

SelectRate Studio supports virtually every commercial insurance product. Products can be managed independently while sharing common rating components across multiple programs.

General Liability
Workers Compensation
Commercial Property
Commercial Auto
Inland Marine
Builders Risk
Cyber Liability
Professional Liability
Umbrella
Excess Liability
Directors and Officers
Employment Practices Liability

Benefits of SelectRate Studio

Insurance organizations use SelectRate Studio to accelerate product development while improving governance and reducing operational risk.

Benefits include:

Related Resources

Build Commercial Insurance Products with Greater Speed and Control

Whether you're launching a new commercial insurance program, modernizing legacy rating systems, or managing hundreds of insurance products across multiple carriers, SelectRate Studio provides the centralized development environment needed to configure, test, govern, and deploy products with confidence.

Frequently Asked Questions

SelectRate Studio is the commercial insurance product development environment within the SelectRate platform where insurance products are configured, tested, versioned, and deployed.

Product managers, underwriting teams, actuaries, business analysts, QA teams, compliance teams, and developers all collaborate using SelectRate Studio.

Yes. Most product configuration can be completed through configurable business tools without modifying application code.

Yes. Every product change is version controlled with complete audit history and rollback capability.

Yes. Organizations can manage multiple carriers, multiple programs, multiple states, and multiple commercial insurance products from a single environment.