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Automated Rating Testing

Eliminate Manual Testing Before Every Insurance Product Release

Testing commercial insurance products manually is slow, expensive, and unreliable. Every bureau update, carrier pricing change, underwriting rule, rating formula, and product enhancement requires extensive validation before production deployment. SelectRate Automated Rating Testing executes thousands of rating scenarios automatically, compares results against expected outcomes, identifies pricing differences, validates APIs, and produces detailed testing reports—all without manual intervention. Instead of spending days validating releases, organizations can complete enterprise-scale testing in minutes.

What Is Automated Rating Testing?

Automated Rating Testing executes predefined insurance rating scenarios and compares actual results with expected outcomes.

The platform validates:

Every release is validated before reaching production.

Why Automated Testing Matters

Commercial insurance products change constantly.

Organizations regularly update:

Manual testing cannot reliably validate every combination. Automated testing ensures product quality while reducing operational effort.

Built for Commercial Insurance

Automated Rating Testing supports every commercial insurance product.

General Liability
Workers Compensation
Commercial Property
Commercial Auto
Builders Risk
Inland Marine
Professional Liability
Cyber Liability
Umbrella
Excess Liability

Every product maintains reusable automated test suites.

Test Suite Management

Create reusable testing libraries.

Organize tests by:

  • Product
  • Carrier
  • Program
  • State
  • Bureau
  • Coverage
  • Release
  • Product Version

Organizations build comprehensive validation libraries over time.

Test Case Library

Manage thousands of reusable test scenarios.

Each test case includes:

  • Rating Inputs
  • Expected Premium
  • Expected Rules
  • Expected Underwriting Decision
  • Expected Forms
  • Expected API Response

Test libraries become valuable long-term assets.

Premium Validation

Automatically compare expected and actual premiums.

Validate:

  • Base Premium
  • Manual Premium
  • Carrier Pricing
  • Experience Modifier
  • IRPM
  • Taxes
  • Fees
  • Final Premium

Unexpected premium changes are immediately identified. Learn more about Premium Calculation Engine

Formula Validation

Validate every pricing formula.

Compare:

  • Formula Logic
  • Variables
  • Lookup Tables
  • Mathematical Results
  • Shared Components

Formula changes are verified automatically.

Underwriting Validation

Validate underwriting decisions.

Test:

  • Eligibility
  • Refer to Company
  • Declines
  • Judgment Rates
  • Consent to Rate
  • Authority Limits

Pricing and underwriting are validated together.

API Testing

Automatically validate every API endpoint.

Test:

  • Authentication
  • Authorization
  • Rating Requests
  • Response Times
  • Error Handling
  • Payload Validation

Every integration receives consistent results.

Batch Testing

Execute thousands of scenarios simultaneously.

Supports:

  • Historical Quotes
  • Renewal Policies
  • Product Libraries
  • Regression Suites
  • Scheduled Tests

Large releases can be validated in a single execution.

Scheduled Automation

Execute tests automatically.

Run:

  • Nightly
  • Weekly
  • Before Every Release
  • After Bureau Updates
  • After Product Changes
  • On Demand

Testing becomes part of continuous product validation.

Test Reporting

Generate detailed execution reports.

Reports include:

  • Passed Tests
  • Failed Tests
  • Premium Differences
  • Rule Differences
  • API Failures
  • Execution Time

Reports support product reviews and release approvals.

Release Validation

Every release requires successful automated testing.

Validate:

  • Product Readiness
  • Premium Accuracy
  • Formula Execution
  • API Stability
  • Workflow Behavior

Only validated releases move into production.

Bureau Validation

Validate bureau updates before deployment.

Supports:

Organizations verify bureau implementations before production. Learn more about Insurance Rating Bureaus.

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Regression Integration

Automated Rating Testing integrates directly with Regression Testing.

Automatically compare:

Unexpected pricing differences are identified immediately. Learn more about Regression Testing.

Enterprise Governance

Every test execution becomes part of product governance.

Track:

Organizations maintain complete confidence before deployment.

Benefits of Automated Rating Testing

Insurance organizations automate testing to improve product quality and release confidence.

Benefits include:

Related Resources

Automate Commercial Insurance Product Validation

Replace manual QA with enterprise automated testing that validates premiums, underwriting, APIs, and product behavior before every commercial insurance release.

Frequently Asked Questions

Automated Rating Testing executes predefined insurance rating scenarios and validates premium calculations, underwriting decisions, APIs, and product behavior automatically.

Yes. SelectRate can execute thousands of commercial insurance rating scenarios during a single test run.

Yes. Authentication, authorization, payloads, response times, and premium calculations can all be validated automatically.

Yes. Tests can execute nightly, weekly, before releases, after bureau updates, or on demand.

Yes. Automated Rating Testing and Regression Testing work together to validate every commercial insurance product release.